CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Trade only with money you can afford to lose.
Open FxPro Account →

The Overnight Question Nobody Asks at Deposit · FxPro Uganda

A swap (or rollover) is the interest debited or credited when you hold a leveraged position overnight.

Open FxPro Account →

Min deposit $100  ·  Up to 1:200  ·  Rating 4.6/5

One question rarely makes it onto a pre-deposit list, because nothing on the first day reveals it: what a position costs while it simply stays open. At FxPro that is the swap — the interest debited or credited when a leveraged position is still open past the daily rollover. The rate depends on the instrument and on whether you are long or short, and Wednesday nights are charged triple to cover the weekend. So the version of the question worth asking in advance is not what the swap is at FxPro, which has no single answer, but whether your plan holds positions overnight at all, and, if it does, what the long and short rate is on the instruments you have in mind. Eligible clients can also ask about a swap-free (Islamic) account, which holds no swap. The exact figures sit per instrument inside your platform.

Swap at a glance

Avoiding swaps

If you hold positions overnight regularly, a swap-free (Islamic) account may avoid swap interest for eligible clients. Check live swap rates inside your platform before holding overnight.

Open FxPro Account →

The question people leave off the list

A deposit decision is normally made against the cost of getting in, because that is the cost with a visible price tag before anything happens. The cost of staying in has no tag at that moment: it appears later, on a day with no trading on it, which is exactly why it is worth raising while the plan can still be changed for free.

It is also the fastest item on the list to close. If the plan never keeps a position past the daily rollover, the whole group has a one-word answer and you can move on. If it does — even occasionally, even by accident on a Friday — the three questions below are the ones to settle.

How to phrase it so it has an answer

Asked in general, this question has no answer, which is why it so often gets a vague one. An answerable version names three things: the instrument, the side you intend to hold, and the night. Both directions are published for every instrument and they are not mirror images, so a figure taken for the wrong side is not an approximation — it is the wrong number.

One part of the answer is a calendar rule rather than a rate, and it applies whatever the instrument: the Wednesday rollover carries three nights at once. For a plan that holds across a week that single detail changes the arithmetic more than most rate differences do.

Which answers stay put and which do not

Two of them are structural and will read the same next month: the triple charge on Wednesday nights, and the existence of a swap-free option for eligible clients on our Islamic account page. Those can be learned once, before you fund, and then relied on.

The rate itself is not structural, so the honest pre-deposit position is to know the mechanism now and read the number at the moment it applies. That split is worth carrying to the rest of the list too: settle the rules in advance, look up the moving figures when they matter, and keep the entry cost on our spreads page as a separate line from this one.

Who answers each of these

Three of them are answered by a document. The rate for each instrument and each direction sits in the specification, and the night that carries three value dates is fixed by the calendar rather than by anyone's pricing decision. Nobody needs to be asked for either, and neither answer depends on who is reading it.

One is answered by FxPro and only for you: whether you are eligible for a swap-free account. It is worth settling before funding, because the answer either keeps a whole line of cost on your plan or removes it. And the last one is answered by you — how long positions stay open is a property of the plan rather than of the market, and it is the input that decides whether anything else in this group applies at all.

What to do with the question that stays open

One item on this list refuses to close: nobody knows in advance how long a position will stay open, so the honest answer at deposit time is a blank. A blank is still workable if it is bounded rather than ignored. Decide the longest hold the plan permits — three nights, a week, a month — and the unknown becomes a range instead of a gap.

Bounded that way, the last open question turns into something that can be settled before funding rather than discovered later: the published figure for the instrument and the side, applied across the longest hold the plan allows, with the Wednesday rollover counting three nights of its own. The bound is a decision about your own plan, not a reading off a screen, which is exactly why it belongs on a pre-deposit list.

The holding questions before a deposit

QuestionKind of answerWhere it is writtenDoes the answer move?
Does my plan hold past the rollover?Yes or noThe plan itselfNo
What is the rate on my instrument?A figure per instrumentInstrument specification in the platformYes
Which side am I holding?Long or short, priced separatelyInstrument specification in the platformNo
Which night counts three times?A calendar ruleWednesday, covering the weekend value datesNo
Am I eligible for a swap-free account?Yes or no, per clientConfirm with FxPro before fundingNo
How many nights will I hold?An estimate at bestThe plan itselfYes

Four of the six answers are rules and can be learned once; only the rate and the length of the hold are read at the moment they apply.

Frequently asked questions

Which swap questions are worth settling before I fund?
Four. Does my plan hold positions past the daily rollover at all; what is the rate on the instrument I intend to trade, for the direction I intend to take; which night is charged three times; and am I eligible for a swap-free account. The first has a one-word answer and decides whether the other three matter to me.
What is a swap at FxPro?
A swap is the interest charged or paid for holding a leveraged position overnight; the rate depends on the instrument and trade direction.
Why is the swap tripled on Wednesday?
Positions held over Wednesday night are usually charged triple swap to cover the weekend, when markets are closed but value dates still roll forward.
Am I eligible for a swap-free account, and how do I find that out before funding?
FxPro offers swap-free (Islamic) accounts to eligible clients, which hold no overnight swap interest; standard accounts are charged normal swap rates. Confirm eligibility with FxPro before you fund, because the answer changes every other question in this group.
Can I get these answers before I have a funded account?
Yes. Swap rates are shown per instrument inside the FxPro platforms, and a free demo account displays the same figures. What no account can tell you in advance is how many nights you will end up holding.
Which of these questions has no answer in advance?
What the rate will be by the time you are holding. Swap rates move with market rates, so a figure read today is an estimate for tonight rather than a fixed price for the month. Check the long and short swap per instrument inside your platform before holding overnight.
Where can I see the current FxPro swap rates?
Live swap rates are shown per instrument inside your FxPro platform; check them before holding a position overnight, as they change with market rates.
Does the holding question change which account I should open?
It can. If the plan keeps positions open for days, the overnight rate weighs more than a fraction of a pip on entry, and a swap-free account, where you are eligible, removes the question altogether. If nothing is ever held past the rollover, the choice is settled on entry cost alone.
Where exactly are the long and short rates shown?
In the instrument specification inside the FxPro platform, per instrument and per direction. Both directions are published separately, so read the one matching the side you intend to hold rather than the more comfortable of the two.

What traders report

Two comments is the whole of what traders have said to us about carry, and both come from people who left positions open for weeks rather than hours — which is the only way the charge is ever met. One reports short GBP/USD and EUR/USD held since November with the nightly cost staying out of the way; the other says a swap-free Islamic account removed the question for him. Nobody here trades metals or indices, and nobody names a figure, so treat this as two experiences beside the measured rates rather than as a guide to them.

★★★★★
FxPro doesn't charge high swap commissions. I've been holding short positions on gbpusd and eurusd since november.
— Stuart Hall2025-01-27
★★★★★
I'm a swing trader, so for me the spreads is just nice and acceptable with 0 commission, they offer Islamic swap free.
— Mohd Khir Johari2023-04-19

Related FxPro pages